Aug 15, 2022

• Large Group

• CA

Supplemental health plans can help your clients’ employees manage unexpected illness, injury, or hospitalization

Your Large Group clients can support their employees with supplemental health plans that reduce the impact of out-of-pocket expenses when facing a health emergency.

An unexpected illness or injury can cause financial hardship. Fixing a broken leg can cost up to $7, 500, while the average cost for a three-day hospital stay is $30,000, according to Healthcare.gov.  According to a recent Gallup report, an estimated 28 million Americans report they’ve had to borrow money to cover the rising cost of care. And Forbes reports that half of all U.S consumers indicate they already have some form of healthcare debt.

We offer three supplemental benefit plans: Accident, Critical Illness, and Hospital Indemnity coverage. They immediately pay lump-sum benefits that employees can use as they see fit, including for medical costs or daily living expenses during recovery. There are flexible plan options to meet your clients’ needs.

Supplemental health plans also include:

• Automatic notification of benefits when members with Anthem medical and Anthem Supplemental Health Benefits have an eligible claim
• No pre-existing condition exclusions for covered accidents or illnesses that occur after the effective coverage date.
• Enrollment with no medical evidence needed

Supplemental health plans can be offered as employer-paid or voluntary employee-paid plans. Your sales representative can work with you and your clients to meet their benefit needs.