The Anthem Georgia Chamber SMART Plan (SMART) is as a level-funded, self-funded solution that allows small employers to participate in a larger risk pool. That allows your clients to move beyond traditional fully insured limitations with access to more competitive pricing.
SMART offers your clients:
- More predictable monthly costs with premium equivalent pricing.
- Protection from large claims through integrated stop-loss coverage.
- Greater rate stability than ACA community-rated plans.
- Potential for long-term savings driven by group performance.
SMART also provides nationwide reach with more than 1.7 million providers through the BlueCard® network, 24/7 virtual care through Sydney® Health, and integrated digital tools to compare costs, find care, and manage benefits.
Beyond standalone medical coverage, SMART offers integrated medical, dental, and vision benefits for more coordinated care through Anthem Whole Health Connection®. This can lead to better clinical outcomes and cost management.
Paired with wellness programs and decision-support tools, SMART empowers employees to take a more proactive role in their health — supporting productivity and long-term savings.
SMART supports brokers and employers with:
- Streamlined onboarding and renewals.
- Dedicated account management support.
- Consolidated platform for benefits administration.
You can spend less time on administration and more time advising and growing your book of business.
SMART is an ideal fit for small groups looking for rate stability, employers frustrated with ACA pricing volatility, and businesses seeking better benefits without large group complexity.
For additional details, contact your Anthem representative or visit the Anthem Broker Hub for the latest tools and resources.