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Anthem Blue Cross and Blue Shield

Jul 07, 2021

  • Small Group
  • CA

Give your Small Group clients more options with Anthem Balanced Funding

Anthem Balanced Funding plans offer your Small Group clients in Northern California predictable monthly costs and potential for money back when their claims are low. ABF plans are available in Regions 1 through 12 and Region 14 for groups with 20 to 100 enrolled members.

The plans protect your clients with:

  • Stop-loss risk protection from large claims.
  • No deficit carryforward: They won’t have to pay money back at the end of a contract year with high claims.
  • Prefunded claims run-out period to avoid unexpected costs if they change to a different plan at the end of their contract.

When your clients add dental, vision, life and/or disability benefits with ABF they can receive a credit of up to $16,000 toward administrative services only (ASO) fees. All plans use our broad Prudent Buyer PPO Network and the same Essential Drug List used for pooled Large Groups.

Anthem Balanced Funding may be the right option for Small Groups looking for:

  • Attributes of Large Group plans when leaving trusts, associations or PEOs.
  • An alternate funding option that allows groups to manage their health plans more tightly.
  • The increased flexibility of non-ACA plans.
  • A possible return of premium.
  • Savings based on a healthy workforce.

Contact your Anthem Small Group representative for more information.

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